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TERMS OF USE

Last updated: January 15, 2026

1. Acceptance of Terms

Welcome to Luminatorio. By accessing and using this website (the "Site"), you agree to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Luminatorio reserves the right to modify these terms at any time. Your continued use of the site after any changes constitutes your acceptance of the new terms.

2. Service Description

Luminatorio is an informational and educational blog dedicated to exploring money psychology, emotional triggers of impulse purchases, and techniques for developing more conscious consumption. The content provided is for informational and educational purposes only.

The Site includes, among others:

  • Articles and editorial content on financial psychology
  • Information on consumption patterns and economic behavior
  • Techniques and strategies for pre-purchase reflection
  • Educational resources on conscious consumption

3. Financial Advice Disclaimer

IMPORTANT: The content provided on Luminatorio is for strictly informational and educational purposes. It does not constitute financial, investment, tax, legal, or professional advice of any kind. We are not certified financial advisors or mental health professionals.

Any financial decision you make based on information provided on this site is at your own risk and responsibility. We strongly recommend consulting with qualified professionals (certified financial advisors, psychologists, accountants, lawyers) before making important financial decisions or if you experience serious problems related to compulsive consumption.

The strategies and techniques described may not be appropriate for all situations or individuals. Results may vary considerably depending on personal, financial, and psychological circumstances.

4. Permitted Use

You are granted permission to:

  • Access and navigate the website for personal, non-commercial use
  • Read and consume the educational content provided
  • Contact us through the forms provided
  • Share links to our content through social media

This permission will automatically terminate if you violate any of these restrictions and may be revoked by Luminatorio at any time.

5. Usage Restrictions

You are expressly prohibited from:

  • Modifying or copying site materials without express authorization
  • Using materials for any commercial purpose or public display (commercial or non-commercial)
  • Attempting to decompile or reverse engineer any software contained on the site
  • Removing any copyright or other proprietary notations from materials
  • Transferring materials to another person or "mirroring" materials on any other server
  • Using the site in any way that could damage, disable, overload, or impair the site
  • Attempting to gain unauthorized access to any part of the site, systems, or networks
  • Using robots, scrapers, or other automated tools to access the site without permission

6. Intellectual Property

All content included on this site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and data compilations, is the property of Luminatorio or its content suppliers and is protected by Mexican and international copyright laws.

The compilation of all content on this site is the exclusive property of Luminatorio and is protected by Mexican and international copyright laws. All rights are reserved.

Trademarks, service marks, and logos used and displayed on this site are registered and unregistered trademarks of Luminatorio. None of these marks may be used without prior written permission from Luminatorio.

7. User-Generated Content

If you submit comments, suggestions, or any other content through our contact forms, you:

  • Warrant that you have the right to submit such content
  • Grant Luminatorio a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, modify, and display such content
  • Waive any moral rights claims to such content
  • Agree that the content does not infringe third-party rights

8. Third-Party Links

Our site may contain links to third-party websites that are not owned or controlled by Luminatorio. We have no control over, and assume no responsibility for the content, privacy policies, or practices of third-party websites.

You acknowledge and agree that Luminatorio shall not be responsible or liable, directly or indirectly, for any damage or loss caused or allegedly caused by or in connection with use of or reliance on any content, goods, or services available on or through such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites you visit.

9. Limitation of Liability

In no event shall Luminatorio, its directors, employees, partners, agents, suppliers, or affiliates be liable for indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the site
  • Any conduct or content of third parties on the site
  • Any content obtained from the site
  • Unauthorized access, use, or alteration of your transmissions or content
  • Financial decisions made based on site information

This limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

10. Warranties Disclaimer

The site and all content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Luminatorio, its subsidiaries, affiliates, and licensors do not warrant that:

  • The site will function uninterrupted or error-free
  • Defects will be corrected
  • The site is free of viruses or other harmful components
  • The results of using the site will be accurate or reliable
  • The quality of any content obtained through the site will meet your expectations

11. Indemnification

You agree to indemnify, defend, and hold harmless Luminatorio, its directors, employees, partners, agents, suppliers, and affiliates from and against all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

  • Your use of the site or breach of these terms
  • Your violation of any law or the rights of third parties
  • Any content you submit or post on the site

12. Service Modifications

Luminatorio reserves the right to modify or discontinue, temporarily or permanently, the site (or any part thereof) with or without notice at any time. You agree that Luminatorio shall not be liable to you or third parties for any modification, suspension, or discontinuation of the site.

13. Governing Law and Jurisdiction

These terms shall be governed and construed in accordance with the laws of the United Mexican States, without giving effect to any principles of conflicts of law. Any legal action related to these terms must be filed in the competent courts of Cancún, Quintana Roo, Mexico.

If any provision of these terms is deemed invalid or unenforceable, such provision shall be removed without affecting the remaining provisions, which shall continue to be valid and enforceable.

14. Severability

If any provision of these Terms of Use is deemed illegal, null, or unenforceable for any reason, such provision shall be deemed severable from these terms and shall not affect the validity and enforceability of the remaining provisions.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Luminatorio regarding use of the site and supersede all prior and contemporaneous agreements, understandings, warranties, and communications related thereto.

16. Contact

If you have any questions about these Terms of Use, you can contact us:

  • Email: contacto@luminatorio.com
  • Phone: +52 998 135 4507
  • Address: Blvd. Kukulcan km. 1.5, Puerto Juarez, Zona Hotelera, 77500 Cancún, Quintana Roo, Mexico

Last update date: January 15, 2026

Version: 1.0

Luminatorio

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